Habitational Programs
It's What We Do
Eligible Risks Include:
- Apartments
-
Mixed Occupancy
- Condominium Associations
- Condominium Unit-Owners
- Townhouse and Condo units 1-4 family
- Dwellings Rented to Others 1-4 family
Pricing Features:
- Claim Free Discounts
- Alarm Credits
- Building Age factor discounts
- Discounts for Garden Style Apartments
AVAILABLE PROGRAM COVERAGES*
- Basic Plus and Expanded Coverages
- Replacement Cost or Actual Cash Value
- Property Only Coverage
- Business Income / Loss of Rents
- Loss of Income - Off Premises Utility Service
- Up to $1,000,000 Liability Limits
- Per Location Aggregate Liability Limits
- Personal Injury
- Medical Expense
- Commercial Umbrella up to $5,000,000
- Employee Dishonesty
- Equipment Breakdown
- EPL Coverage
- Coverage specific policy forms for Condo
- Associations and Condo Unit Owners
*All coverages are not available on all coverage forms.
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